.plan-seperator {
    width: 50px;
    height: 4px;
    background: #3D5A97;
}

/* ── Business hero (pricing.html pattern) ────────────────────────────────── */
.biz-hero-header {
    overflow: visible;
}

.biz-hero-section {
    padding: 60px 0 60px;
    position: relative;
}

/* Mobile: stack layout, phone centered overflowing below hero */
@media only screen and (max-width: 875px) {
    .biz-main > section:first-child {
        padding-top: 185px !important;
    }

    .biz-hero-inner {
        flex-direction: column;
        align-items: center;
        gap: 10px !important;
    }

    .biz-hero-visual {
        width: 100%;
        display: flex;
        justify-content: center;
        margin-bottom: -215px !important;
    }

    .biz-hero-scissors {
        display: none;
    }

    .biz-hero-phone {
        max-width: 270px !important;
    }
}

@media only screen and (min-width: 876px) and (max-width: 991.9px) {
    .biz-hero-section {
        padding-bottom: 42px;
    }
}

.biz-hero-inner .hero-copy p.sub-title {
    font-size: 17px;
}

.biz-hero-inner .hero-copy p {
    font-size: 16px;
}

.biz-hero-container {
    position: relative;
    z-index: 1;
}

.biz-hero-inner {
    display: flex;
    align-items: center;
    gap: 32px;
}

.biz-hero-text {
    flex: 1;
    max-width: 720px;
}

.biz-hero-visual {
    flex-shrink: 0;
    position: relative;
    z-index: 2;
    margin-bottom: -180px;
}

.biz-hero-img-wrap {
    position: relative;
    display: inline-flex;
    justify-content: center;
    align-items: center;
}

.biz-hero-scissors {
    position: absolute;
    width: 310px;
    left: -25px;
    top: -15px;
    z-index: 0;
    pointer-events: none;
    user-select: none;
}

.biz-hero-phone {
    position: relative;
    z-index: 1;
    display: block;
    width: 100%;
    max-width: 420px;
}

/* ── Section spacing (business page only) ───────────────────────────────── */
.biz-main > section {
    padding-top: 30px;
    padding-bottom: 30px;
}

.biz-main > section:first-child {
    padding-top: 130px;
}

@media (min-width: 768px) {
    .biz-main > section {
        padding-top: 35px;
        padding-bottom: 35px;
    }

    /* .biz-main > section:first-child {
        padding-top: 215px;
    } */
}

@media (min-width: 992px) {
    .biz-main > section {
        padding-top: 50px;
        padding-bottom: 50px;
    }

    /* .biz-main > section:first-child {
        padding-top: 230px;
    } */
}

/* ── Direct to Biller Cards ─────────────────────────────────────────────── */
.biz-card {
    box-shadow: 2.5px 2.5px 15px 0px #0000001A;
    backdrop-filter: blur(30px);
    background: #FFFFFF66;
    border-radius: 16px;
    gap: 8px;
    display: flex;
    flex-direction: column;
    padding: 32px 28px;
}

.biz-card-title {
    font-size: 18px;
    color: #252525;
    margin: 0;
}

.biz-card-desc {
    font-size: 15px;
    color: #252525;
    margin: 0;
    line-height: 1.65;
}

/* ── CTA Banner ──────────────────────────────────────────────────────────── */
.cta-biz-section {
    padding: 72px 0;
}

.cta-biz-box {
    background: linear-gradient(0deg, #29539B 0%, #1E3B70 100%);
    border-radius: 20px;
    padding: 72px 32px;

    @media only screen and (max-width: 375px) {
        padding: 44px 20px;
    }
}

.cta-biz-title {
    color: #fff;
    font-size: clamp(26px, 4vw, 48px);
    line-height: 1.2;
    margin-bottom: 16px;
}

.cta-biz-desc {
    color: #fff;
    font-size: 16px;
    margin-bottom: 40px;
}

/* ── How to Get Started ──────────────────────────────────────────────────── */
.gs-section {
    padding: 72px 0;
}

.gs-title {
    font-size: clamp(26px, 4vw, 52px);
    color: #252525;
    line-height: 1.15;
}

/* ── Stepper (mobile: vertical timeline, desktop: horizontal) ── */
.hgs-stepper {
    display: flex;
    flex-direction: column;
}

.hgs-step {
    display: flex;
    flex-direction: row;
    gap: 20px;
}

.hgs-indicator {
    display: flex;
    flex-direction: column;
    align-items: center;
    align-self: stretch;
    flex-shrink: 0;
}

.hgs-circle {
    width: 48px;
    height: 48px;
    min-width: 48px;
    border-radius: 50%;
    background: #3D5A97;
    color: #fff;
    font-size: 20px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 1;
}

.hgs-vline {
    flex: 1;
    width: 2px;
    background: #3D5A97;
    min-height: 16px;
    margin-top: 8px;
    margin-bottom: 8px;
}

.hgs-step:last-child .hgs-vline {
    display: none;
}

.hgs-body {
    padding-top: 10px;
    padding-bottom: 36px;
}

.hgs-step:last-child .hgs-body {
    padding-bottom: 0;
}

.hgs-step-title {
    font-size: 20px;
    font-weight: 700;
    color: #252525;
    margin-bottom: 6px;
}

.hgs-step-desc {
    font-size: 15px;
    color: #252525;
    margin: 0;
    line-height: 1.6;
}

/* Desktop: horizontal stepper */
@media (min-width: 768px) {
    .hgs-stepper {
        flex-direction: row;
        align-items: flex-start;
        gap: 0;
    }

    .hgs-step {
        flex: 1;
        flex-direction: column;
        align-items: center;
        text-align: center;
        gap: 0;
    }

    .hgs-vline {
        display: none;
    }

    .hgs-indicator {
        position: relative;
        width: 100%;
        justify-content: center;
        align-self: auto;
        margin-bottom: 24px;
    }

    /* Horizontal connector line with 10px gap on each side of the circles */
    .hgs-step:not(:last-child) .hgs-indicator::after {
        content: '';
        position: absolute;
        top: 26px; /* center of 52px circle */
        left: calc(50% + 36px);  /* right edge of circle (26px) + 10px gap */
        width: calc(100% - 72px); /* trim 36px off each end */
        height: 2px;
        background: #3D5A97;
        z-index: 0;
    }

    .hgs-body {
        padding: 0 10px;
    }

    .hgs-step-title {
        font-size: 17px;
        margin-bottom: 8px;
    }
}

/* ── Built for Organizations ─────────────────────────────────────────────── */
.org-section {
    padding: 72px 0;
}

.org-title {
    font-size: clamp(26px, 4vw, 52px);
    color: #252525;
    line-height: 1.15;
    margin-bottom: 0px;
}

.org-grid {
    display: grid;
    /* grid-template-columns: 1fr 1fr 1fr; */
    gap: 0;
    list-style-type: disc;
    padding-left: 12px;
}

.org-desc {
    font-size: 18px;
}

@media (min-width: 992px) {
    .org-grid {
        grid-template-columns: 1fr 1fr 1fr 1fr;
    }
}

@media only screen and (max-width: 991.9px) {
    .org-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media only screen and (max-width: 349.9px) {
    .org-grid {
        grid-template-columns: 1fr !important;
    }
}

@media only screen and (max-width: 767.9px) {
    .org-desc {
        font-size: 15px !important;
    }
    
    .org-item {
        font-size: 14px !important;
        padding: 0px 6px 0px 0px !important;
    }
}

.org-item {
    margin-bottom: 5px;
    font-size: 16px;
    /* break-inside: avoid; */
    padding: 0px 12px 0px 12px;
}

.org-icon-wrap {
    width: 34px;
    height: 34px;
    min-width: 34px;
    background: #3D5A97;
    border-radius: 4px;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* ── Why BillNip for Business? ───────────────────────────────────────────── */
.why-biz-section {
    padding: 72px 0;
}

.why-biz-title {
    font-size: clamp(26px, 4vw, 52px);
    color: #252525;
    line-height: 1.15;
    margin-bottom: 60px;
}

.why-biz-item {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    margin-bottom: 40px;
}

.why-biz-item:last-child {
    margin-bottom: 0;
}

.why-biz-icon-wrap {
    width: 60px;
    height: 60px;
    min-width: 60px;
    background: #3D5A97;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.why-biz-item-title {
    font-size: 18px;
    color: #252525;
    margin-bottom: 8px;
}

/* ── How BillNip for Business Works ─────────────────────────────────────── */
.hiw-biz-section {
    padding: 72px 0;
    background-color: #F6F6F6;
}

.hiw-biz-title {
    font-size: clamp(26px, 3.5vw, 44px);
    line-height: 1.18;
}

.hiw-biz-label {
    color: #3D5A97;
    font-size: 18px;
}

.hiw-biz-card-title {
    font-size: clamp(22px, 2.2vw, 30px);
    margin-bottom: 12px;
}

.hiw-biz-plan-desc {
    font-size: 18px;
    margin-bottom: 12px;
}

.hiw-biz-navy-text {
    color: #3D5A97;
    font-size: 15px;
}

.hiw-biz-green-icon {
    filter: brightness(0) saturate(100%) invert(63%) sepia(57%) saturate(450%) hue-rotate(103deg) brightness(95%) contrast(94%);
}

.hiw-biz-btn {
    background: #3D5A97;
    color: #fff;
    padding: 13px 28px;
    border-radius: 16px;
    font-weight: 600;
    font-size: 16px;
    text-decoration: none;
    transition: background 0.2s;
}

.hiw-biz-btn:hover {
    background: #2f4a82;
}

/* ── Buttons ─────────────────────────────────────────────────────────────── */
.btn-get-started {
    color: #fff;
    background: #4975BF;
    box-shadow: 0px 4px 4px 0px #FFFFFF40 inset;
    padding: 20px 35px;
    border-radius: 16px;
    min-width: 200px;
    text-align: center;
    font-weight: 600;
    font-size: 17px;
    text-decoration: none;
    transition: background 0.2s;
    
    @media only screen and (min-width: 350px) and (max-width: 991.9px) {
        font-size: 14px;
        min-width: 160px;
        padding: 20px 20px;
    }

    @media only screen and (max-width: 349.9px) {
        font-size: 14px;
        min-width: 140px;
        padding: 18px 18px;
    }
}

.btn-get-started:hover {
    background: #5884d0;
}

.btn-schedule-call {
    color: #252525;
    background: #FFFFFF;
    padding: 20px 35px;
    border-radius: 16px;
    min-width: 200px;
    text-align: center;
    font-weight: 600;
    font-size: 17px;
    text-decoration: none;
    transition: background 0.2s;
    
    @media only screen and (min-width: 350px) and (max-width: 991.9px) {
        font-size: 14px;
        min-width: 160px;
        padding: 20px 20px;
    }

    @media only screen and (max-width: 349.9px) {
        font-size: 14px;
        min-width: 140px;
        padding: 18px 18px;
    }
}

.btn-schedule-call:hover {
    background: #eff3f8;
}

.direct-to-biller {
    font-size: clamp(26px, 3.5vw, 44px);
    line-height: 1.18;
}

.business-card {
    box-shadow: 2.5px 2.5px 15px 0px #0000001A;
    backdrop-filter: blur(30px);
    background: #FFFFFF66;
    border-radius: 16px;
    gap: 8px;
    display: flex;
    flex-direction: column;
    padding: 40px 40px;
}